Pinellas County has more Medicare beneficiaries than almost any county in Florida, and with that comes an overwhelming number of plan choices. St. Petersburg, Clearwater, Largo and Palm Harbor each sit inside different provider networks, so the right plan genuinely varies by where you live and who you see. We sort it out independently, at no cost to you.
St. Petersburg · Clearwater · Largo · Pinellas Park · Dunedin · Palm Harbor
Pinellas is served by several large hospital systems that don't all participate in the same Medicare Advantage plans. If you're established with a cardiologist in Largo or a primary-care group in St. Pete, that relationship should drive the plan choice — we verify participation before recommending anything.
A significant share of Pinellas residents spend months out of state. Medicare Supplement plans work with any provider nationwide who accepts Medicare, which often outweighs the higher premium for anyone who splits the year. Some Advantage plans offer travel coverage too; we'll compare both honestly.
Advantage plans in Pinellas advertise dental, vision, hearing and OTC allowances heavily. The allowances are real but the details vary widely — annual maximums, whether your dentist participates, how the card can be used. We read the fine print with you instead of comparing headline numbers.
Want the full breakdown of Advantage, Supplement and Part D? See all Medicare services.
Kevin is a Florida native and a licensed life and health insurance agent in the State of Florida. ECKA Advisory Group is an independent brokerage — we're not captive to a single carrier, so the recommendation comes from your doctors, your prescriptions and your budget, not a quota. No call-center scripts and no pressure.
Kevin personally replies — usually the same day.
"I called in because I needed Medicare guidance and I was referred to Kevin by a close friend in Citrus county. Kevin went above and beyond helping me choose which plan was best for me and my needs. Treats people with respect, very friendly, and you can tell he cares about his clients and their needs. Hard to find these days!"
"I was referred to Kevin by a friend of mine in Tampa who went through him for her Medicare plan. I was interested in getting life insurance and she referred me over to them. Although I didn't end up getting the life insurance policy YET, I wanted to commend Kevin's patience and thoroughness with explaining the pros and cons of each policy and helped me find exactly what I was looking for. Great customer service and they will be my go to for any insurance needs from here on out."
"My wife and I were very skeptical about the process, also how it would affect us in the long run, but our new insurance agent Kevin remained patient and helped us to realize what we have been missing out on for our family for years. I really appreciate his dedication, patience, and how informed he was on explaining every minuscule question I had. We all end up signing up and we are truly covered for life without worry!"
Verbatim reviews from verified Google Business Profile clients. Individual experiences vary and are not a guarantee of future results.
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