Citrus County has one of the highest concentrations of Medicare beneficiaries in the state — in some communities the majority of adults are eligible. That makes plan choice unusually consequential on the Nature Coast, where provider networks are thinner than in Tampa and a narrow plan can mean a long drive for a specialist. We review Advantage, Supplement and Part D together, independently.
Crystal River · Inverness · Homosassa · Beverly Hills · Hernando · Floral City
Citrus County has fewer participating specialists than the metro counties to the south, so a plan with a narrow network can quietly mean driving to Ocala or Tampa for care. We look at where your in-network cardiologist, oncologist or orthopedist actually is before recommending anything.
A lot of Citrus County residents spend part of the year out of state or travel to see family. Medicare Supplement plans work with any provider nationwide who accepts Medicare, which is often the deciding factor for snowbirds even though the monthly premium is higher than an Advantage plan.
Drug plans are where most avoidable spending happens. Formularies, tiers and preferred pharmacies change every year, and the plan that was cheapest for you last year frequently isn't this year. A fifteen-minute annual check is usually the highest-value thing we do for Citrus County clients.
Want the full breakdown of Advantage, Supplement and Part D? See all Medicare services.
Kevin is a Florida native and a licensed life and health insurance agent in the State of Florida. ECKA Advisory Group is an independent brokerage — we're not captive to a single carrier, so the recommendation comes from your doctors, your prescriptions and your budget, not a quota. No call-center scripts and no pressure.
Kevin personally replies — usually the same day.
"I called in because I needed Medicare guidance and I was referred to Kevin by a close friend in Citrus county. Kevin went above and beyond helping me choose which plan was best for me and my needs. Treats people with respect, very friendly, and you can tell he cares about his clients and their needs. Hard to find these days!"
"I was referred to Kevin by a friend of mine in Tampa who went through him for her Medicare plan. I was interested in getting life insurance and she referred me over to them. Although I didn't end up getting the life insurance policy YET, I wanted to commend Kevin's patience and thoroughness with explaining the pros and cons of each policy and helped me find exactly what I was looking for. Great customer service and they will be my go to for any insurance needs from here on out."
"My wife and I were very skeptical about the process, also how it would affect us in the long run, but our new insurance agent Kevin remained patient and helped us to realize what we have been missing out on for our family for years. I really appreciate his dedication, patience, and how informed he was on explaining every minuscule question I had. We all end up signing up and we are truly covered for life without worry!"
Verbatim reviews from verified Google Business Profile clients. Individual experiences vary and are not a guarantee of future results.
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