Term Life
Most affordableBig coverage for the years that matter most — mortgage, kids, income replacement. 10, 20 or 30 year terms.
Serving Florida families statewide
Life insurance built for Florida life.
Work directly with Kevin, a Florida-based independent agent who compares highly rated carriers to find coverage that fits your family and budget.
Free quotes No exam options Independent advisor
Free Florida life insurance quote — term, whole life, IUL & final expense.
Kevin personally reviews every request — a licensed Florida agent, not a call center. No-exam options, multiple leading carriers.
Get your free quote
Takes about 30 seconds. No pressure, no obligation.
Prefer to talk it through?
Book a free 20-minute call with Kevin at a time that works for you — mornings, evenings, and weekends, 7:00 AM to 9:00 PM Eastern. No cost, no obligation.
Pick your appointment time
Pick a day and time that works for you — 7:00 AM to 9:00 PM Eastern, 7 days a week. Calls take about 20 minutes and there's never any pressure.
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Coverage options we offer
Every family's situation is different. We'll match the right type of policy to your budget and your goals — not the other way around.
Whole Life
Lifetime coveragePermanent protection with guaranteed premiums and cash value that grows for as long as you keep it.
Indexed Universal Life
Tax-advantaged growthProtection plus cash value tied to market index performance, with a floor that guards against losses.
Final Expense
Simple approvalSmaller whole life policies built to cover funeral costs and last bills. No exam, easy health questions.
Meet your advisor
Meet Your Advisor — Kevin
I was born and raised in Hillsborough County, and I've always wanted to help people — that's what led me to start ECKA Advisory Group. My neighbors deserve straight answers about life insurance and Medicare. No call-center scripts, no pressure. Just a conversation about what your family needs, what it costs, and what happens if something changes.
- Florida native — I know our hurricane seasons, our snowbirds, and our retirees
- Independent: I shop multiple leading carriers, not one company's shelf
- No exam options available on many policies
- No obligation — just a straightforward look at your numbers
"Guidance today, security tomorrow."
How it works
- 1
Tell me a little about you
Fill out the form or call. Takes about 2 minutes.
- 2
I shop the carriers
I compare leading carriers for your health and budget.
- 3
You choose — or you don't
Review options side by side. No obligation, ever.
What our clients say
5.0 rating on Google
"I called in because I needed Medicare guidance and I was referred to Kevin by a close friend in Citrus county. Kevin went above and beyond helping me choose which plan was best for me and my needs. Treats people with respect, very friendly, and you can tell he cares about his clients and their needs. Hard to find these days!"
"I was referred to Kevin by a friend of mine in Tampa who went through him for her Medicare plan. I was interested in getting life insurance and she referred me over to them. Although I didn't end up getting the life insurance policy YET, I wanted to commend Kevin's patience and thoroughness with explaining the pros and cons of each policy and helped me find exactly what I was looking for. Great customer service and they will be my go to for any insurance needs from here on out."
"My wife and I were very skeptical about the process, also how it would affect us in the long run, but our new insurance agent Kevin remained patient and helped us to realize what we have been missing out on for our family for years. I really appreciate his dedication, patience, and how informed he was on explaining every minuscule question I had. We all end up signing up and we are truly covered for life without worry!"
Verbatim reviews from verified Google Business Profile clients. Individual experiences vary and are not a guarantee of future results.
Common questions
Coverage Today. Peace of Mind Tomorrow.
Call or text Kevin directly — same-day replies, no pressure.